Our Focus Areas

A better life for self and children…

...what is desired from financial education programs.

Given this economy, agencies are seeing an increase in enrollees in their financial education classes – especially people who are low income. So, how do communities meet the increased demand due to these economic times? At an over-capacity workshop for trainers of community-based financial education, well-respected and nationally known facilitator Inger Giuffrida attempted to answer this question this week, by offering practical tools for both designing and measuring programs that make a tangible difference in people’s lives. United Way hosted this training, in partnership with the Midas Collaborative and with sponsorship from the Assets for Independence Resource Center, a federal resource for matched savings programs. Gregory Mills of Abt Associates also presented updated research on matched savings program, with financial education as an integrated component. Last year, United Way, with Bank of America sponsorship, launched a web-based toolkit as a resource for community based providers of financial education (www.financialedtoolkit.org). This “train-the-trainer” workshop was the next step to increasing the quality and consistency of financial education to build family financial stability. During the training, one participant summed it up beautifully: "people come to our classes," the participant said, "to create a better life for self and children."

High energy costs affect low-income Americans

It seems like Americans are being hit from all sides right now, and the figures show it. Add to worrying job loss a new study which found that energy costs can consume more than a quarter of after-tax earnings of lower-income and minority families in America. This crunch reduces the ability of American families to pay for other necessities including food and healthcare.

There might not be a perfect cure-all for this challenge, but at ACCCE, we’re looking at ways to maintain affordable energy costs. One of them is using low-cost energy resources like American coal, which generates electricity at one-third the rate of other fossil fuels.

In addition to supporting communities through local chapters like United Way, it's important to support policies that help keep energy costs affordable for families around the country.

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